This is an Indian style,open toast,tastes yummmm and quick to make.Good option for surprise gusts too :)
For Topping: In a owl mix all ingredients,except oil and cheese with light hand and keep aside.
on a bread slice apply topping.In a flat pan keep the toast,sprinkle cheese on the top,add oil on the sides of toast and on low flame cook covered,till the cheese melts or micro it on high flame for 1 min.
Serve hot with any soup / mocktail / cocktail....enjoyyyyyyyy
NOTE:
Vegans can replace cream and cheese with coconut milk and silken tofu.It also tastes very yummy,even non vegans can try it at least once.